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Your budget space

One place for your money tools. Know your numbers, build a budget against the 60/20/20 rule, and see where your savings get you. Everything you enter is saved as you go.

Your budget

Not started
Your take-home pay against the 60/20/20 rule.
Monthly take-home$ –
Living expenses$ –
Spending money$ –
Savings$ –
Unallocated$ –

Open the budget

Know your numbers

What you own against what you owe, and what really comes in.
Net worth$ –
Left each month after living$ –

Open Know Your Numbers

Savings projection

Where your monthly savings get you over time.
In 10 years, at what you save now$ –
At the recommended 20%$ –

Open the projection

Your report

A Moneywise summary of everything in your budget space, as a PDF to keep or share.

Your take-home pay

What actually lands in your account each month, after tax.

Open each section and fill in what applies to you. Add your own lines for anything that is missing.

Living expenses

The things you have to pay for.
target 60%
Your total$0
Recommended$0

Spending money

The things you choose to pay for.
target 20%
Your total$0
Recommended$0

Savings

Money you keep, and money you put to work.
target 20%
Your total$0
Recommended$0

How it splits

Every dollar of your take-home pay.
Living 0% Spending 0% Savings 0% Unallocated 0%
Unallocated each month $0

Two questions, answered properly. What you own against what you owe, and what actually comes in against what goes out. Everything here is a yearly figure.

What comes in

Yearly, after tax: what lands in your account.

What you own

Rough numbers are fine. This is a picture, not a valuation.

What you keep

What comes in, less what it costs to live.
Income after tax$0
Living expenses$0
Left after living $0

What you owe

Everything still to pay off.
Everything you own$0
Everything you owe$0
Your net worth $0

Savings projection

Small tweaks, big difference over time. Drag the sliders.

How much you put away each month.

How long you keep saving that amount for.

What your savings earn each year, on average.

Where that gets you

Compound growth on monthly contributions.

$0

Your savings, over time

What you are putting away now, against the 20% the rule suggests. Assumes a 10% annual return.
TimeframeAt your current savingsAt the recommended 20%Difference